Ask anything, get real answers
Loky is your personal CFO. It reads your actual account and transaction data and responds in plain English — spending analysis, budget creation, goal setting, and Zakat calculation in one chat.
How it works
Your CFO, available 24/7
Ask in plain English
Type or speak your question. Loky understands natural language, slang, and UAE-specific queries like Zakat, Hajj savings, and dirham amounts.
Loky reads your real data
It analyses your actual balances and transactions — not generic advice or estimates. Every answer is grounded in your numbers.
Get a direct, useful answer
No vague platitudes. Loky gives you percentages, totals, and actionable suggestions in a few seconds.
Take action instantly
On Premium, Loky can create goals, adjust budgets, and log expenses directly from chat — no manual entry needed.
Live demo
Three questions, three real answers
Most common Loky queries
What users ask Loky the most
Why Loky AI
More than a chatbot
Real data, real answers
Loky reads your actual accounts and transactions, not generic estimates. Every answer reflects your actual financial life.
Voice input on Premium
Speak to Loky instead of typing. Hands-free finance management from anywhere.
Zakat & Hajj aware
Built-in Islamic finance understanding. Ask about Nisab, calculate Zakat, or set up a Hajj goal in seconds.
Agentic on Premium
Loky doesn't just answer — it creates goals, logs expenses, and adjusts budgets directly from your conversation.
Unlock agentic write actions
On Premium, Loky can create goals, log expenses, adjust budgets, and mark bills paid — directly from your chat. No manual navigation needed.
Master your finances.
Starting today.