Your finances,powered by AI.
Track, budget, and grow your wealth — built for the UAE.
Sign in or create account
AED 284,500
Loky AI
Your net worth grew by AED 3,200 this month 🎉 You're on track for your Hajj goal.
This month
Saved AED 1,840
Budget health
92% on track ✓
Finance tools built for the UAE
From multi-account tracking to AI-powered insights — every feature designed for residents of the Emirates.
See your full net worth, live
Add checking, savings, investments, crypto, real estate, and loans. Kasefra calculates your true net worth across 8 account types and updates it every time you add a transaction.
Learn more→🍔 Food & Dining — 28%
🛒 Groceries — 13%
⛽ Transport — 11%
Ask anything, get real answers
Loky reads your actual account and transaction data and responds like a personal CFO. Ask it to analyse spending, build a budget, set a goal, or calculate your Zakat.
Learn more→February Budget
Know when you're overspending — before you do
Set spending limits by category and get instant alerts when you're approaching your budget.
Learn more→AED 23,400 / AED 30,000
AED 8,300 / AED 9,000
AED 9,000 / AED 20,000
Know exactly when you'll get there
From Hajj savings to emergency funds, set financial goals and watch them grow.
Learn more→Finance that fits your values
Set a Hajj savings goal and ask Loky to calculate your annual Zakat based on real account balances.
Voice input
“Add AED 250 to dining at Shake Shack”
Talk to Loky, take action
Say it instead of typing it. Loky listens, understands your intent, and executes — log an expense, create a goal, mark a bill paid. Voice input is a Premium feature.
Learn more→
Loky AIYour AI financial assistant
Ask Loky anything about your finances in plain English. It reads your real data and answers like a personal CFO.
Loky AI — Your Financial Assistant
Up and running in minutes
Three simple steps to take full control of your financial life.
Add your accounts
Add checking, savings, investments, crypto, real estate, and loan accounts in minutes. Kasefra supports 8 account types and calculates your true net worth automatically.
01Ask Loky anything
Loky reads your real financial data and responds like a personal CFO. Analyse spending, build a budget, set a goal — or speak to Loky using your microphone on Premium.
02Grow your wealth
Track progress toward every goal, monitor net worth trends, and stay on top of recurring bills. Loky alerts you when something needs attention.
03Simple, transparent pricing
Start for free. Upgrade when you need more power.
Free Forever
Perfect to get started
- 3 accounts
- 3 financial goals
- 1 budget
- 20 AI messages / day
- Basic spending reports
- Zakat calculator
Premium
For serious savers
- Unlimited accounts
- Unlimited financial goals
- Unlimited budgets
- AI available 24/7 with powerful models
- Agentic AI — handles your manual finance work
- Voice to transaction & account updates
- Advanced analytics & reports
- Financial health score with personalised tips
No credit card required to start. Cancel anytime.
Your trust is our foundation
Encryption, privacy, and Islamic finance values — built in from day one.
Bank-Grade Encryption
Your data is encrypted at rest and in transit, protected with the same standards used by major financial institutions.
You're In Control
You own your data. Export or delete your account at any time — no lock-in, no questions asked.
Shariah-Compliant
Built with Islamic finance values. Hajj goal templates and Zakat calculation via Loky AI are native to Kasefra.
Privacy First
We never sell or share your financial data with third parties. Your data is yours — full stop.
Common questions
Everything you need to know about Kasefra.
Master your finances.
Starting today.