Simple, transparent pricing
Start for free. Upgrade when you need more power.
Free Forever
Perfect to get started
- 3 accounts
- 3 financial goals
- 1 budget
- 20 AI messages / day
- Basic spending reports
- Zakat calculator
Premium
For serious savers
- Unlimited accounts
- Unlimited financial goals
- Unlimited budgets
- AI available 24/7 with powerful models
- Agentic AI — handles your manual finance work
- Voice to transaction & account updates
- Advanced analytics & reports
- Financial health score with personalised tips
No credit card required to start. Cancel anytime.
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Everything in the box
Premium highlights
What you unlock
Agentic Loky AI
Loky can create goals, log expenses, adjust budgets, and mark bills paid — directly from chat. No manual navigation.
Voice Input
Speak to Loky instead of typing. Powered by Groq Whisper — fast, accurate, and built for real-world accents.
Advanced Analytics
Month-over-month trends, net worth history, income vs. expense breakdowns, and a personalised financial health score.
FAQ
Common questions
Can I cancel anytime?
Yes — cancel from your account settings at any time. You keep access until the end of your billing period.
What happens to my data on the free plan?
Your data stays intact. If you downgrade, you keep existing accounts and goals — you just can't add more than the free plan limits.
Is there a free trial for Premium?
The free plan is available forever. Premium plans start immediately — no trial period, but you can cancel before your next billing date for a full refund.
What payment methods are accepted?
We accept all major credit and debit cards (Visa, Mastercard, Amex) via Stripe. Secure, PCI-compliant checkout.
Your finances deserve better tools
Start free today. No credit card, no commitment. Upgrade to Premium whenever you're ready for Loky's full power.